AI-Powered Finance for Europe

Your Business Money.
Crystal Clear.

Track income, expenses, payroll & invoices — built for freelancers and small businesses across Europe and beyond.

AFMSK
Trusted by 2,400+ businesses in 12 countries
Total Income
€12,480 ↑12%
Net Profit
€7,920 ↑8%
Health Score
8.4/10 Strong
Income vs Expenses — Last 30 days
Recent Transactions
Invoice #42 – Ahmed Co.+€650
Office rent-€800
Freelance – TechCorp+€1,200
Invoice Status
INV-041Paid
INV-042Pending
INV-043Overdue
Total tracked €12M+Invoices sent 48,000Active businesses 2,400+User rating 4.9 ★Uptime 99.9%Countries 12Total tracked €12M+Invoices sent 48,000Active businesses 2,400+User rating 4.9 ★Uptime 99.9%Countries 12

Trusted by solopreneurs, startups and enterprise

Euro MarketsTechCorpSchmidt & Co.Atlas GroupNorthwayBrightline
Features

Everything your business needs,
nothing it doesn't.

Samalax is a financial clarity platform for founders and small teams — understand your cash, track invoices, and forecast what's next.

Dashboard

Live Business Health Score

A single 0–10 score combining profit margin, expense control, payment speed, and income consistency.

8.4
out of 10 · Strong month ↑
No more flying blind at month-end
Invoices

Track Invoice Status

Paid, pending, and overdue invoices in one clean view. Know when invoices are viewed.

Ahmed Co. — INV-042
Monthly retainer
€650
Paid
TechCorp LLC — INV-043
Web project
€1,200
Overdue
Euro Markets — INV-044
Consulting
€3,400
Pending
Payroll

One-Click Salary Payments

Mark salaries as paid, auto-create expense entries, and keep a full audit trail.

Fatima Al-Hassan€2,200Paid ✓
Mohammed Salim€1,800Paid ✓
Sara Khalid€2,100Pending
Total Payroll€6,100
AI Insights

Ask Anything About Your Money

Natural-language analysis. Simple queries answered for free — AI only kicks in for complex analysis.

Show me unpaid invoices this month
You have 3 unpaid invoices totalling €5,250. The oldest is INV-043 from Ahmed Co., overdue by 5 days. Want me to draft a reminder?
What's my profit margin vs last month?
Your profit margin is 62% this month, up from 54% last month. The improvement is driven by lower software expenses (−€340) and two new recurring clients.
Cashflow Forecast

See where your cash is heading before it becomes a problem.

Track projected balances and runway early, without spreadsheets or guesswork. Smart rule-based reminders alert you when no income in 2 days or expenses spike.

— No more cash surprises at end of month
Projected Balance — Next 30 Days
Current Balance
€8,450
Projected (30d)
€12,200
Expense Breakdown — April
Operations
€1,840
Payroll
€6,100
Software
€340
Marketing
€280
⚠️ Anomaly: Stripe fees spiked to €486 (avg: €120). Review?
Smart Expense Sorting

Control spending. Know exactly where money goes.

AI automatically groups every transaction into clear, accurate categories. Spot anomalies early, flag unusual charges, and get a brief AI summary of your top financial changes.

— No more unclear or blended expense sources
Progress & Reports

Track your business progress over time.

Goal tracking with milestones, monthly summaries emailed to you and your accountant, and PDF/Excel export — no manual reporting needed.

— No more manual tracking of business progress
Monthly Goal Progress
Income Goal78% · €1,100 to go
Expense Limit91% used
Invoices Sent12 / 15
🎯 You're on track to hit your best month yet!
How It Works

Financial insight, finally simple.

Connect once and watch everything update in real time. No spreadsheets, no exports, no waiting.

01

Add Your Transactions

Log income and expenses manually, import from CSV, or connect your accounts. Everything is auto-categorized by AI.

02

Get Instant Clarity

Your dashboard updates live. Health Score, profit margin, cashflow forecast, and outstanding invoices — always current.

03

Act With Confidence

AI surfaces what matters. Smart alerts, weekly summaries, and the ability to ask any financial question in plain English.

Pricing

Your smart finance assistant, starting free.

Simple plans for founders and teams. No contracts, no hidden fees.

MonthlyAnnualSave 20%
Free
0
/month forever
AI messages5/month
  • Full dashboard access
  • Income & expense tracking
  • Basic cashflow overview
  • Monthly summaries
  • 1 workspace
  • Invoice generator
  • Payroll
Popular
Pro
9
/month per workspace
AI messages100/month
  • Everything in Free
  • Invoice generator & sender
  • Smart AI insights
  • Team access (3 seats)
  • Priority support
  • Reports & PDF export
Business
20
/month per workspace
AI messages500/month
  • Everything in Pro
  • Full payroll module
  • Deep analytics & forecasts
  • Unlimited team seats
  • API access + webhooks
  • Dedicated account manager
🏢

Enterprise

Custom pricing for high-volume, multi-entity, or complex integration needs.

Testimonials

Customer Spotlight

Real businesses. Real clarity. Real results.

Atlas Labs

"Forecasts that used to take hours now update automatically. The insights helped us delay a hire and extend runway by months."

A
Alex Morgan
Founder & CEO
Monthly Revenue
$150–250k
Use Case
Cashflow, runway
Northway Studio

"What used to live across multiple spreadsheets is now one clear source of truth. It changed how confident we feel making pricing decisions."

D
Daniel Reed
Founder & CEO
Monthly Revenue
$80–120k
Use Case
Visibility, budgets
Brightline Tech

"The forecasting alone paid for itself — we avoided a costly mistake and aligned spending with real runway instead of guesses."

E
Emily Carter
Founder & CEO
Monthly Revenue
$200–350k
Use Case
Risk, runway
FAQ

We have the answers.

Still have questions?

If you manage high transaction volumes, multiple entities, or have custom needs, our team is here to help.

Yes. All data is encrypted at rest and in transit. We use Row Level Security — your data is completely isolated. AI features only receive aggregated stats, never raw transaction data.

Yes. No credit card required, no time limit. The Free plan gives you full dashboard access, income/expense tracking, and 5 AI messages per month. No surprise charges.

We support EUR, GBP, CHF, SEK, NOK, DKK, PLN, CZK, USD and more. Language support includes English, French, German, Spanish, Italian, Portuguese, and Dutch.

No extra costs. Every plan has a fixed AI message limit. Simple queries like "show unpaid invoices" are answered from the database for free — AI is only used for complex natural-language analysis.

Yes. Export any report as PDF or Excel. You can CC your accountant on auto-generated monthly report emails. Pro users can invite team members with read-only Accountant roles.

The AI chat input is disabled and you see a clear message: "Resets on the 1st." All rule-based insights and the rest of the app continue working normally — AI is never a gating feature.

Get Started Today

Ready to take control
of your numbers?

Samalax keeps your cashflow, invoices, and expenses crystal-clear — so you always know what's next. Join 2,400+ businesses running smarter.